:root{--midnight:#0B1A2E;--cyan:#29BDEF;--slate:#2E5E82;--lime:#C6F432;--sky:#E6F7FD;--white:#fff;--ink:var(--midnight);--glass:var(--white);--paper:var(--white);--line:#cfe6ef;--teal:var(--slate);--blue:var(--cyan);--muted:var(--slate)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:72px}
body{margin:0;font:17px/1.6 Figtree,system-ui,sans-serif;background:var(--glass);color:var(--ink)}
h1,h2,h3{font-family:Montserrat,system-ui,sans-serif;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5.5vw,3.8rem);font-weight:700}h2{font-size:clamp(1.6rem,3.4vw,2.2rem)}h3{font-size:1.2rem}
a{color:var(--teal)}:focus-visible{outline:3px solid var(--blue);outline-offset:2px}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}section{padding:64px 0}
header{position:sticky;top:0;z-index:10;background:var(--glass);border-bottom:3px solid var(--cyan)}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{font:700 1.25rem Montserrat,sans-serif;color:var(--ink);text-decoration:none}
nav{display:flex;gap:22px;align-items:center}nav a{color:var(--ink);text-decoration:none;font-weight:600}nav a:hover{color:var(--teal)}
.btn{display:inline-block;background:var(--teal);color:#fff;padding:12px 22px;border-radius:6px;font-weight:700;text-decoration:none;border:0;font-size:1rem;cursor:pointer}
nav .btn{color:#fff;padding:8px 16px}.btn.alt{background:transparent;color:var(--ink);border:2px solid var(--ink)}
#menu{display:none;background:none;border:2px solid var(--ink);color:var(--ink);border-radius:6px;padding:6px 12px;font-weight:700}
.hero{padding:72px 0 56px}.hero p{max-width:60ch;font-size:1.15rem;color:var(--muted)}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.why ul{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:14px 32px}
.why li{padding-left:26px;position:relative}.why li:before{content:"";position:absolute;left:0;top:.55em;width:12px;height:6px;border-left:3px solid var(--cyan);border-bottom:3px solid var(--cyan);transform:rotate(-45deg)}
.band{background:var(--paper);border-block:1px solid var(--line)}
.legend{display:flex;flex-wrap:wrap;gap:8px 20px;margin:0 0 28px;color:var(--muted);font-size:.95rem}
.legend span:before{content:"";display:inline-block;width:12px;height:12px;border-radius:50%;background:var(--c,var(--teal));margin-right:7px;vertical-align:-1px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px}
.card{background:var(--glass);border:1px solid var(--line);border-top:6px solid var(--c);border-radius:4px;padding:20px}
.card p{margin:0;color:var(--muted)}
.w{--c:var(--blue)}.h{--c:var(--green)}.e{--c:var(--yellow)}.p{--c:var(--red)}
.areas{max-width:68ch}
form{display:grid;gap:14px;max-width:560px}label{font-weight:600;display:grid;gap:4px}
input,textarea{font:inherit;padding:11px;border:1px solid var(--line);border-radius:6px;background:var(--paper);color:var(--ink)}
#status{min-height:1.5em;font-weight:600}
footer{padding:32px 0;border-top:1px solid var(--line);color:var(--muted);font-size:.95rem}
@media(max-width:760px){#menu{display:block}nav{display:none;position:absolute;top:72px;left:0;right:0;flex-direction:column;align-items:flex-start;padding:16px 20px;background:var(--glass);border-bottom:1px solid var(--line)}nav.open{display:flex}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.page{padding:48px 0 64px}.page .wrap{max-width:780px}.page h2{margin-top:1.8em}.page ul{padding-left:1.2em}.page li{margin:.35em 0}
.note{border-left:4px solid var(--cyan);background:var(--paper);padding:12px 16px;margin:1.2em 0;border-radius:0 4px 4px 0}
.crumbs{font-size:.95rem;color:var(--muted);margin-bottom:12px}
details{background:var(--paper);border:1px solid var(--line);border-radius:4px;margin:10px 0;padding:12px 16px}summary{font-weight:700;cursor:pointer}details p{margin:.6em 0 0}
.cols{columns:2;column-gap:32px}@media(max-width:600px){.cols{columns:1}}
.card h3 a{color:inherit;text-decoration:none}.card h3 a:hover{text-decoration:underline}

nav .dd{position:relative}nav .dd summary{list-style:none;cursor:pointer;font-weight:600}nav .dd summary::-webkit-details-marker{display:none}
nav .dd summary:after{content:"";display:inline-block;margin-left:7px;width:6px;height:6px;border:solid currentColor;border-width:0 2px 2px 0;transform:rotate(45deg) translateY(-2px)}
nav .dd[open] summary:after{transform:rotate(-135deg)}
nav .panel{position:absolute;top:calc(100% + 20px);left:-12px;z-index:20;width:max-content;max-width:340px;max-height:70vh;overflow:auto;background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:8px;display:grid;gap:2px}
nav .panel a{padding:6px 10px;border-radius:4px;font-weight:400}nav .panel a:hover{background:var(--glass)}
fieldset{border:1px solid var(--line);border-radius:6px;padding:10px 14px}legend{font-weight:600;padding:0 6px}
.chk{display:flex;gap:8px;align-items:center;font-weight:400}.chk input{width:auto}
.flinks{display:flex;flex-wrap:wrap;gap:6px 16px;margin-bottom:16px}.flinks strong{width:100%;color:var(--ink)}
.page .wrap a{overflow-wrap:anywhere}.page h1{margin-bottom:.6em}
@media(max-width:760px){nav{max-height:calc(100vh - 72px);overflow:auto}nav .panel{position:static;border:0;padding:4px 0 4px 8px;max-width:none}}
.after-grid{margin-top:28px}
.logo img{display:block;height:56px;width:auto}
.card{position:relative;transition:border-color .15s,background-color .15s}
.card h3 a::after{content:"";position:absolute;inset:0}
.card:has(h3 a){cursor:pointer}
.card:has(h3 a):hover{background:var(--paper);border-color:var(--c)}
.card:has(a:focus-visible){outline:3px solid var(--blue);outline-offset:2px}
.card h3 a:focus-visible{outline:none}
@media(prefers-reduced-motion:reduce){.card{transition:none}}
.btn:hover,nav a.btn:hover{background:var(--ink);color:#fff}
.btn.alt:hover,nav a.btn.alt:hover{background:var(--ink);color:#fff}

/* Homepage hero (from design PDF) */
.hero{--navy:#0a1b3d;--lime:#c6f432;background:radial-gradient(900px 340px at 50% -80px,#1c8fab 0%,rgba(28,143,171,0) 70%),linear-gradient(#0e3556 0,var(--navy) 38%,#08152f 100%);color:#fff;padding:56px 0 64px;font-family:Figtree,system-ui,sans-serif}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(300px,1fr);gap:56px;align-items:center;max-width:1180px}
.hero h1{font-family:Montserrat,system-ui,sans-serif;font-weight:700;font-size:clamp(2rem,4.4vw,3.4rem);line-height:1.1;letter-spacing:-.015em;color:#fff;margin:18px 0 22px}
.hero .hero-copy>p{color:#c9d6e6;font-size:1.1rem;max-width:52ch}
.badge{display:inline-block;background:rgba(255,255,255,.08);color:#7fd6ee;border-radius:999px;padding:8px 16px;font-size:.78rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.hero .actions{margin-top:28px}
.btn.lime{background:var(--lime);color:#0a1b3d;font-weight:600;border-radius:4px}
.btn.lime:hover,nav a.btn.lime:hover{background:#d8ff5c;color:#0a1b3d}
.btn.ghost{background:transparent;color:#fff;border:1px solid #6fd0ea;border-radius:4px;font-weight:600}
.btn.ghost:hover{background:rgba(255,255,255,.1);color:#fff}
.hero .trust{margin-top:26px;font-size:.92rem;color:#c9d6e6}
.quote{background:#fff;color:#0a1b3d;border-radius:12px;padding:28px;gap:16px;max-width:none;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.quote h2{font-family:Montserrat,system-ui,sans-serif;font-size:1.35rem;margin:0}
.quote .sub{margin:-8px 0 0;color:#5b6b82;font-size:.92rem}
.quote label{font-size:.82rem;font-weight:600;color:#0a1b3d}
.quote input,.quote select{font:inherit;font-weight:400;font-size:.92rem;padding:12px;border:1px solid #d5dce6;border-radius:6px;background:#fff;color:#0a1b3d;width:100%}
.quote input::placeholder{color:#8a97a8}
.quote .btn{width:100%;text-align:center;padding:14px}
.quote #status{margin:0;font-size:.9rem}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:36px}}

/* ===== Brand guide: Sky Midnight palette, Montserrat + Figtree ===== */
body{font:400 16px/1.6 Figtree,system-ui,sans-serif;color:var(--midnight);background:var(--white)}
h1,h2,h3{font-family:Montserrat,system-ui,sans-serif;color:var(--midnight)}
h1{font-size:36px;font-weight:700;line-height:1.1}h2{font-size:28px;font-weight:700;line-height:1.15}h3{font-size:20px;font-weight:600;line-height:1.3}
.hero .hero-copy>p,.page .wrap>p:first-of-type{font-size:18px;line-height:1.55}
@media(min-width:761px){body{font-size:17px}h1{font-size:54px}h2{font-size:40px}h3{font-size:22px}.hero .hero-copy>p,.page .wrap>p:first-of-type{font-size:20px}}
a{color:var(--slate)}
header{background:var(--white);border-bottom:3px solid var(--cyan)}
nav a{color:var(--midnight)}nav a:hover{color:var(--slate)}
.band{background:var(--sky);border-color:var(--sky)}
.card{border:1px solid var(--line);border-top:5px solid var(--cyan);background:var(--white)}
.card:has(h3 a):hover{background:var(--sky);border-color:var(--cyan)}
.card p{color:var(--slate)}
details{background:var(--sky);border-color:var(--sky)}
.note{background:var(--sky);border-left-color:var(--cyan)}
input,textarea,select{background:var(--white);color:var(--midnight)}
/* buttons: lime = quote/call actions only, always midnight text */
.btn,nav a.btn{background:var(--lime);color:var(--midnight);font:600 16px/1 Figtree,sans-serif;border-radius:4px;padding:13px 22px}
nav a.btn{padding:10px 16px}
@media(min-width:761px){.btn{font-size:17px}}
.btn:hover,nav a.btn:hover{background:#d8f95f;color:var(--midnight)}
.btn.alt{background:transparent;border:2px solid var(--midnight)}
.btn.alt:hover,nav a.btn.alt:hover{background:var(--sky);color:var(--midnight)}
.btn.lime,.btn.lime:hover{background:var(--lime);color:var(--midnight)}
.btn.lime:hover{background:#d8f95f}
.btn.ghost{background:transparent;color:var(--white);border:1px solid var(--cyan)}
.btn.ghost:hover{background:rgba(41,189,239,.15);color:var(--white)}
/* hero: flat Midnight, no gradient or shadow */
.hero{background:var(--midnight);font-family:Figtree,system-ui,sans-serif}
.hero h1{color:var(--white)}
.hero .hero-copy>p,.hero .trust{color:var(--sky)}
.badge{background:transparent;border:1px solid var(--cyan);color:var(--cyan);font-size:13px;font-weight:600;letter-spacing:.06em}
@media(min-width:761px){.badge{font-size:14px}}
.quote{box-shadow:none;border-radius:8px}
.quote .sub{color:var(--slate)}
.quote input,.quote select{border-color:#c4d6e0;color:var(--midnight)}
.quote input::placeholder{color:#6b8397}
/* footer: Midnight */
footer{background:var(--midnight);color:var(--sky);border-top:0}
footer a{color:var(--cyan)}footer .flinks strong{color:var(--white)}
.flinks span{color:var(--sky)}